Terms and Conditions

KristalFrazier.com is owned and managed by FundJoy LLC.

FTC Disclaimer

Some of the links from this site may be affiliate links which I may be given a fee for any purchase – at no additional cost to you.

Terms

In using this website you are deemed to have read and agreed to the following terms and conditions:

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: “Client”, “You” and “Your” refers to you, the person accessing this website and accepting the Company’s terms and conditions. “The Company”, “Ourselves”, “We” and “Us”, refers to FundJoy LLC. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client or ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services/products. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Payments

We use several payment processors to process transactions. We do not hold any bank information whatsoever. Please refer to your bank directly for their privacy statement.

The information and advice presented through this site, and its products should not be regarded as legal or financial advice. Please consult an attorney for all legal matters and an accountant for all financial matters.

Disclaimer

The opinions and thoughts expressed in our products, classes, courses or services are solely based on the individual owner’s or professional’s experiences and does not necessarily represent the position of the publisher of this series. Using common sense, seeking more specific advice, or consultation is always warranted for specific situations. FundJoy LLC(owner and manager of KristalFrazier.com), its owners and representatives assume no liability for any statements acted upon. It is the responsibility of the business person or entrepreneur to check the facts. The products, services and courses are for educational purposes only. You understand that we do not provide legal advice or investment advice. You will not hold liable FundJoy LLC, owner, or website owner for any action you take based on information in our products, services and courses or any product, service or course explicitly offered by this website. As someone who uses or purchases any product from this site you agree to these terms and fully understand this disclaimer.

Privacy Statement

We are committed to protecting your privacy. Authorized representatives within the company on a need to know basis only use any information collected from individual customers.

Confidentiality

We will not sell, share, or rent your personal information to any third party or use your e-mail address for unsolicited mail. Any emails sent by this Company will only be in connection with the provision of agreed services and products.

Exclusions and Limitations

The information on this web site is provided on an “as is” basis. To the fullest extent permitted by law, this Company:

excludes all representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this website and/or the Company’s literature; and
excludes all liability for damages arising out of or in connection with your use of this website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or you have advised this Company of the possibility of such potential loss), damage caused to your computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages. This includes the use of the information in the content of the products.

Like most interactive websites this Company’s website [or ISP] uses cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate partners may also use cookies.

Links from this website To Third-Party Websites

We do not monitor or review the content of third-party’s websites that are linked to from this website. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us and should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of these sites. We encourage our users to be aware when they leave our site & to read the privacy statements of these sites. You should evaluate the security and trustworthiness of any other site connected to this site or accessed through this site yourself, before disclosing any personal information to them. This Company will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.

Copyright and other relevant intellectual property rights exist on all text and audio relating to the Company’s services and the full content of this website.

Communication

These, and other contact information, can be found on our Contact link on our website or via Company literature, or via the Company’s stated telephone numbers.

Notification of Changes

The Company reserves the right to change these conditions from time to time as it sees fit and your continued use of the site will signify your acceptance of any adjustment to these terms. If there are any changes to our privacy policy, we will announce that these changes have been made on our home page and on other key pages on our site.

These terms and conditions form part of the Agreement between the Client and ourselves. Your accessing of this website and/or undertaking of a booking or Agreement indicates your understanding, agreement to adhere to its acceptance, of the Disclaimer Notice and the full Terms and Conditions contained herein.

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